GP Custom Homes is a family-owned and operated Spec home builder. Our Core priority is Building a Forever home that incorporate the latest build science techniques and processes that make a house a home that will last for many generations.

From start to finish our attention to detail is what makes us so unique. Our designs are highly engineered and built beyond what most builders call building to code and every component is spefic to creating a highly efficient home with green building standards that come at an affordable price.

Renters rarely have to put more than the amount equal to two month’s rent down, as well as a security deposit (which, if all goes well, you may get back anyway). But, more often than not, a down payment on a house will be between 10-20% of the asking price. Depending on the current price of the home you’re looking to buy, this could mean tens of thousands of dollars and the need for a minimum of 720 credit score for the least amount of hassle.

Risk seems to be the most commonly overlooked factor when someone is considering buying a home. It’s something usually ignored too when purchasing a home. The risk that comes with homeownership is high for several reasons:

• If you’re married and base your mortgage payments on two incomes, you’re in risk if you don’t factor in the possibility of losing one or both of your incomes.
• Homeowners face a good possibility of being foreclosed on, while renters face zero percent chance of foreclosure.